There has been an increase in homeless families across the country, many of whom are headed by single mothers. Even those who have been able to keep a roof over their heads can find it hard to keep up with housing expenses. Therefore, many single moms are looking for local or government grant money. It can take some digging to find the right sources that offer housing assistance. The good news is, there are several federal programs that can help. The programs usually channel funding through state or local authorities.

These agencies offer various government grants for single mothers and other low-income individuals. The following should provide some solid leads.

• Housing Choice Voucher Program. Through public housing agencies around the country, the federal government provides financial aid for single mothers in the form of vouchers that help cover the costs of rent. Options are not limited to subsidized housing, but your income level, rent and chosen apartment must meet certain guidelines in order for you to qualify. (A program called the Veterans Affairs Supportive Housing Program combines this grant money with clinical services.) Find out more from your local public housing agency, which should also be able to explain other options for financial assistance for single mothers.
• State and Local Agencies. While the federal government has several programs intended to help build or repair low-income housing, the funding is usually distributed to local governments or nonprofits, not to individuals—and often not as financial aid for single mothers. But that money is ultimately intended to help low-income families, so if eligible, these may be another place to look. Programs such as the USDA’s Rural Development Housing and Community Facilities, HUD’s Home Investment Partnerships, and the Homelessness Prevention and Rapid Re-Housing Program all provide funding this way. To find this type of help for single mothers near you, visit the National Council of State Housing Agencies. Don’t miss out on the government grant money for single mothers.